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Qualify for instant loans from Migo

When you activate and use a OnePipe Benefits Account, it rewards you with an instant loans from Migo. And when you pay back the loan and use the account even more, the loan amount increases! Guaranteed.

The Benefits

Send money at best rates

Send money at no more than ₦9.50 and every time you send money, your credit limit gets better.


Pay less for airtime

Imagine buying ₦100 airtime for ₦98? That's what your OnePipe Benefits Account makes possible, you simply get 2% discount every time you buy airtime, no matter the amount.

Your cash loan is waiting

Your OnePipe Benefits Account guarantees you access to an instant loans from Migo. All you need to do is to demonstrate that you know how to use your account. That's all.

How To Get It

1
Activate and get an account

With just your BVN you get an instant tier 1 account from our partner bank.

2
Put some money into the account

No matter how small. You can deposit cash into the account via transfer or from an agent

3
Buy some airtime

Buy airtime for yourself or friend. It's 2% off.



4
Send money

Use the account to send money just once. It's always ₦9.50, no matter the amount.

5
Get your cash loan!

Now you can apply for an instant loans from Migo. It's guaranteed to be approved!

6
Pay back your loan

Do more transactions and qualify for more money and other benefits.

The Account Limits

₦20k maximum single transfer

You cannot send more than ₦20k out of your account per transaction.

₦50k maximum single deposit

You cannot send more than 50k into your account per transaction.

₦300k maximum balance

The maximum balance that can be in your account is ₦300k. Our partner bank may temporarily block the account if it receives any deposit that makes your balance go over that amount. Not to worry, once you visit a branch and provide the following, your account will be unblocked and upgraded to receive any amount.


  • A utility bill - as proof of address
  • Passport photo - for the bank's records
  • A government recognized ID card - that has both the address and photo above